Get 0% Financing on your favorite Items
Looking for 0% Interest Financing for Your Coffee Equipment? We have collaborated with our financing partners to bring you exclusive 0% interest options, ensuring you can kickstart your café or coffee shop's operations with confidence and leverage the best financing opportunities!
Minimum Credit Score
Not disclosed
Credit Pull
Soft
Loan Category
Business Financing
Access
Log-In/Sign-Up at Checkout
Flexible Payments for Your Convenience
To use Shop Pay Installments, you’ll need a U.S. billing address, a Shop Pay account, an order between $50 and $20,000 (including shipping and taxes), and a U.S. shipping address for physical goods.
Shop Pay offers two flexible payment options. For purchases between $50 and $999.99, you can make bi-weekly payments that are interest-free and fee-free, with no impact on your credit score. For purchases between $150 and $20,000, you can select monthly installments. This option has no late fees and doesn’t affect your credit score.
Financing includes: bi-weekly installments for 6 weeks at 0% APR, monthly installments for 6 or 12 months at 0% APR, or extended 6–24 month plans with 10–36% APR and a financing fee of 9.90% + $0.30 per transaction.
You can check if you qualify at checkout — no impact on your credit score.
Get 0% Interest Financing Options
See if your business qualifies for Navitas equipment financing. Fast approvals. No hidden fees. Tailored for business owners making smart investments.
Apply Now with NavitasShop Pay Financing FAQs
How does Shop Pay 0% financing work for coffee machines? ▲
Shop Pay offers interest-free installment plans that allow you to split your coffee machine purchase into 4 equal payments—due every 2 weeks—with 0% interest and no hidden fees.
Do I need a credit check to use Shop Pay Installments? ▲
For 0% installment plans (Pay in 4), no hard credit check is required. However, longer-term financing options (with interest) may require a soft credit check depending on the total amount and eligibility.
Is Shop Pay 0% financing available for all coffee machines? ▲
Most coffee machines qualify, but the total must be between $50 and $999.99 to use the 0% Pay in 4 option. Orders above that may still be eligible for longer-term financing with interest.
How do I choose the 0% financing option at checkout? ▲
At checkout, select Shop Pay as your payment method. If eligible, you'll see the “Pay in 4” option with 0% interest. Just follow the steps to complete your installment setup instantly.
